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Editor's Note: Aside from earning his MBA and working on Wall Street, our colleague and friend "Doc" Eifrig is a board-eligible eye surgeon… a winemaker… and a small-business owner. And he offers his readers much more than just investment recommendations. He also includes ideas for leading a healthier, happier life. Today, we're featuring an excerpt from his brand-new crisis-preparedness book, The Doctor's Protocol Field Manual...

How to Survive a Plane Crash

By Dr. David Eifrig, editor, Retirement Millionaire
Friday, October 4, 2013

Many people report dying in a plane crash as their gravest fear.
The statistics don't support their anxiety.
When flying within the U.S., the average person's odds of dying in a plane crash are one in 60 million (yes, 1 in 60,000,000). Put another way... you could fly every day for 164,000 years before dying in a crash. When flying internationally, crash odds increase, but not exponentially. Even when flying on a "third world" airline, the odds of crashing are 1 in 2 million.
But it's imperative to avoid panic in any crisis situation... And to avoid panic, you must have a plan.
So if you ever find yourself in an airline disaster, here are some things you should know to significantly improve your chances of survival...
Most people are conditioned to think plane crashes kill everyone onboard. They ignore the safety briefings and neglect to read the safety handout. The facts say otherwise. More than 95% of people in plane crashes survive...
But it is vital you pay attention and prepare yourself ahead of time. It can save your life.
After years of studies, it turns out that the No. 1 factor determining whether or not a seat is safe is not its location in the aircraft (the front, back, or middle of the aircraft), but rather how close your seat is to an emergency exit.
In short: You are most likely to survive a crash if you are sitting right next to an exit, or just one row away. Never sit more than five rows away.
Also if you have a choice between a window or aisle seat, choose the aisle... it increases your chance of surviving a crash, no matter how far you are from an exit. An aisle seat gives you the most mobility and the most options.
Of course, there are other things you can do to dramatically increase your chances of surviving a plane crash.
Lifesaving Fact No. 1: The "Plus 3/Minus 8 Rule."
Airlines teach this to flight attendants. The rule says the most dangerous times of any flight are in the first three minutes after takeoff and the last eight before landing.
Be alert. Have your shoes on, your headphones off, and a clear path to the aisle and nearest exit.
Lifesaving Fact No. 2: You have no more than 60 seconds to put on your oxygen mask.
Most people believe you have several minutes to put on an oxygen mask if your plane loses pressure at high altitude. But the reality is, you've got less than a minute before you pass out. That's why they tell you to put on your mask before assisting others. You won't be able to help anyone if you are unconscious.
Lifesaving Fact No. 3: You have 90 seconds to escape a crashed plane.
In fatal airplane crashes, most people survive the initial impact. It's the subsequent fire and smoke that kills them. Most people think they've got around 30 minutes to evacuate a burning plane. But the truth is, you've got an average of about 90 seconds. Leave your carry-on luggage behind, no matter what you are hauling.
Remember, you can dramatically increase your chances of surviving even a severe plane crash by understanding a few simple facts… and making a few changes in your behavior.
And you can dramatically increase your chances of surviving other potentially life-threatening situations if you know the facts and secrets of survival… and have a plan.
Here's to our health, wealth, and a great retirement,
Dr. David Eifrig

Further Reading:

Get more common-sense ideas and advice from Doc right here:
How to Earn 39% More Safe Income This Year
Income investors just got a gift from the market...
A Tax "Loophole" That Will Help You Pay for Your Dream Vacation Home
If you qualify, you should start collecting this income right away...
A Big Privacy Risk That Could Cost You Your Job
Identity thieves can turn your life upside down...
One of These Ideas Will Change Your Life
None of these tips are hard to incorporate into your life. All of them are based on substantial scientific evidence, as well as my personal experience...

Market Notes


It's almost official… Gold's streak ends this year.
For 12 years straight – from 2001 to 2012 – gold registered a price gain… No widely traded asset of the past 100 years has enjoyed that many consecutive winning years. But after such a stupendous run, it was only reasonable to expect a big correction.
Gold is down more than 20% this year… And it has fallen over 30% from its all-time high of $1,900 per ounce in September 2011. Even if gold rises $5 per ounce each trading day for the rest of the year, it will still fall short of last year's final price – $1,675 per ounce.
Longtime readers know we've been outspoken bulls on gold since we began publishing DailyWealth in 2005. (We were gold owners years before that.) Since then, we've published hundreds of essays on the right ways to own gold. We even published a book on the stuff. We own gold and hope to never have to use it.
But we know no asset can go straight up forever. And year 13 is proving unlucky for gold.

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